Download The American Title Insurance Industry Book

The American Title Insurance Industry PDF
By:Joseph W. Eaton,David J. Eaton
Published on 2007-08 by NYU Press

DOWNLOAD HERE !

After World War II, banks and other mortgage lenders began requiring insurance to protect them against flawed or defective real estate titles. Over the past sixty years, the title insurance industry has grown steadily in size, power, and secrecy: policies are available for both lenders and property owners and many title insurers offer an array of other real estate services, such as escrow and appraisal. Yet details about the industry's operational procedures remain closely guarded from public exposure. In The American Title Insurance Industry, Joseph and David Eaton present evidence that improvements in recordkeeping over the last sixty years—particularly the advent of computers—have reduced the likelihood of a defective title going unnoticed in a property transaction. But the industry's flaws run deeper than mere obsolescence: in most states, title insurers are allowed to engage in anticompetitive business practices, including price-fixing. Among the findings in this meticulously researched study are instances of insurers charging premiums well above the amount necessary to compensate them for assuming the risk of defect and identical policies with identical risk that vary in price by hundreds of percentage points for different geographic locations. The authors also examine the widely ignored role that the federal and most state governments play in perpetuating the title insurance industry's unfair practices. Whereas most private industries prefer as little government intervention as possible, title insurers welcome it. Federal statue exempts title insurers from anti-trust liability, opening the door for price-fixing and destroying any semblance of free-market competition or market power for consumers.A landmark study for elected officials, and all those involved in the insurance, real estate, and brokerage industries,The American Title Insurance Industry brings to light a long-neglected problem—and offers suggestions for how it might be remedied.

This Book was ranked at 35 by Google Books for keyword Property Insurance.

Book ID of The American Title Insurance Industry's Books is -WkVCgAAQBAJ, Book which was written byJoseph W. Eaton,David J. Eatonhave ETAG "E8KHqFz6YdA"

Book which was published by NYU Press since 2007-08 have ISBNs, ISBN 13 Code is 9780814722404 and ISBN 10 Code is 0814722407

Reading Mode in Text Status is false and Reading Mode in Image Status is false

Book which have "287 Pages" is Printed at BOOK under CategoryBusiness and Economics

Book was written in en

eBook Version Availability Status at PDF is falseand in ePub is false

Book Preview

DOWNLOAD NOW !

Download The American Title Insurance Industry PDF Free

Download The American Title Insurance Industry Book Free

Download The American Title Insurance Industry Free

Download The American Title Insurance Industry PDF

Download The American Title Insurance Industry Book

How to Download The American Title Insurance Industry Book

How to Download The American Title Insurance Industry

How to Download The American Title Insurance Industry pdf

How to Download The American Title Insurance Industry free

Free Download The American Title Insurance Industry